PUBLICATIONS Reports that make an impact

Understanding the psychological harm of utilities debt collection and disconnection.

Exploring the accessibility of energy debt support for people experiencing mental health problems.

Exploring the role of financial services in tackling gambling harms.

Time to tackle the links between financial difficulty and acute mental illness.

The psychological toll of local and national government debt collection practices.

A year of the Consumer Duty.

Five steps for the next government.

Celebrating our achievements in 2023 and looking ahead to the coming year.

The needs of people with serious mental health problems.

Preventing persistent money and mental health problems.

Supporting people with mental health problems in mortgage difficulty.

How debt collection practices contribute to psychological harm.

Exploring opportunities and challenges presented by vulnerability data-sharing.

The case for integrating money and mental health support during the cost of living crisis.

Achieving better retirements for people with mental health problems.

Our achievements in 2022 and look ahead to our work for the coming year.

Exploring how our ethnicity can interact with our money and mental health.

Reducing economic inactivity among people with mental health problems.

Making insurance work better for people with mental health problems.

Exploring how our age can interact with our money and mental health.

Reducing the psychological harm caused by the cost of living crisis.

Exploring how our gender can interact with our money and mental health.

Safeguarding claimants with mental health problems in the move to Universal Credit.

Making levelling up deliver for people with mental health problems.

Revealing the devastating impact of the cost of living crisis on people with mental health problems.

Our Annual Impact Report highlights the achievements we’ve had in the past year and outlines the work ahead.

Examining the extent to which people in secondary mental health care face financial difficulty.

Exploring the legal duties that essential services firms have to people with mental health problems under the Equality Act.

Setting out how financial services firms can overcome barriers to tackling gambling-related harm.

Making the case for the Money and Pensions Service to protect face-to-face debt advice.

A state-of-the-nation snapshot of the financial and mental wellbeing of people across the UK during the pandemic.

Highlighting the support people with mental health problems need to pay council tax.

Setting out why the Online Safety Bill must tackle online scam ads.

Celebrating our impact in 2020/2021.

How the DWP can make it easier for people to get help with Universal Credit.

Breaking the link between online financial harms and mental health problems.

How government and employers can close the mental health income gap

Exploring the link between experience of mental health problems and online scams.

How online retailers are putting people with mental health problems at risk of financial harm.

Exploring the long term factors which have lead to the mental health income gap.

Our Annual Review sets out our research and policy achievements of 2019/20.

Exploring the challenges that people with mental health problems face when accessing free debt advice.

Exploring the link between online gambling and mental health.

Exploring the link between income and mental health during Covid-19.

How the Covid-19 pandemic has impacted the finances of people with mental health problems.

Preventing financial difficulties associated with mental health problems.

Exploring the challenges people with mental health problems face in the telecomms market.

Five ways to boost mental and financial wellbeing across the UK.

Using financial data to support customers.

Our Annual Review sets out our research and policy achievements of 2018/19.

Tools to support financial decision-making for people with mental health problems.

Analysing the latest data on the links between debt and mental health problems.

Improving access to the benefits system for people with mental health problems.

Drawing on the views of our Research Community to assess how Breathing Space debt respite for people in mental health crisis care could work.

Exploring people with mental health problem’s attitudes to cash.

Breaking the link between financial difficulty and suicide.

How retailers can make the returns process more accessible.

Supporting debt advice clients in vulnerable situations

The cost of sickness absence for people with mental health problems

Exploring people with mental health problems access to travel insurance.

Giving people with mental health problems equal access to vital services.

Highlighting our achievements in 2017/2018.

Making the case for bailiff reform.

Exploring people with mental health problems’ experience of informal borrowing.

Exploring people with mental health problems’ experience of social housing and rent arrears.

Minimising financial harm caused by mental health crisis.

How regulators can support consumers with mental health problems.

Exploring the links between mental health problems and gambling.

How mental health practitioners can help people to navigate financial difficulty.

An evaluation of Shopper stopper, the tool designed with Plexus to help give people control over their spending.

Our first annual review, assessing our aims and achievements in 2016/17.

Financial difficulty and mental health at work.

Exploring ‘buy now, pay later’ retail credit and why this may cause financial difficulties for people with mental health problems.

Setting out our recommendations on how the next government can deliver on breaking the link between financial difficulty and mental health problems, ahead of the 2017 General Election.

Exploring how consumers with mental health problems can be protected from the subscription retail ‘trap’.

Exploring adjustments that could be made by the energy market to ensure that people with mental health problems are not disadvantaged as consumers.

How mental health problems affect financial capability.

How retailers can help consumers with mental help problems to control ‘crisis spending’.

How financial difficulty is neglected in mental health services.

Exploring issues with third party access to financial services, and how allowing carers access may be beneficial for people with financial problems and poor mental health.

Setting out the case for a major data study of financial difficulty ahead of the Open Banking launch in 2018.

Highlighting the growing problem of the online retail environment for people with mental health problems, especially noting night-time shopping and targeted advertisements.

How access to debt advice alongside IAPT could double recovery rates for people with depression and problem debt.

Exploring the psychological drivers of increased spending during periods of poor mental health and exploring a range of possible solutions.

Analysing the toxic link between financial difficulty and mental health problems.