Debt

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Time to regulate the bailiff industry

 

Aggressive behaviour by bailiffs destroys lives, and the lack of an independent regulator allows them to act with impunity.

Councils in England instructed bailiffs for council tax collection in 1.7 million cases in 2024/25. Our own research found that 73% of people in council tax debt receiving a bailiff visit had a mental health problem.

The regulator for the enforcement industry, the Enforcement Conduct Board, currently has no statutory underpinning, and therefore remains reliant on voluntary financial support from the enforcement industry, as well as requiring voluntary engagement in order to raise standards across industry as a whole.

We believe it’s essential that the regulator is granted statutory footing – to help ensure that standards can be raised and are enforced without requiring consent from industry.

Read more about our call here.

woman answering the door

“I wasn’t initially aware of the debt and the arrogance of the company involved was horrible. I wasn’t allowed to explain anything and was bullied into making an immediate payment which not only sent my mental health spiralling but obviously had knock-on consequences to my immediate and short term finances.”

– Expert by experience

LatestBest practiceEventsNewsBlogsPublicationsPress Releases
Press Releases

Campaign win as government announces new changes to strengthen regulation of bailiff industry

August 27, 2026

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August 12, 2026
Debt

Money and Mental Health’s submission to the Ministry for Housing, Communities and Local Government’s technical consultation on improving the enforcement of council tax

Our response informing the practical implementation of welcome reforms to improve council tax debt collection, following our campaign win to reduce the psychological harm caused by current council tax collection practices.

July 30, 2026
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It takes a neighbourhood

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May 13, 2026
Debt

LBC

Helen Undy OBE speaks to LBC about the council tax debt collection system that disproportionately impacts people with mental health problems.

April 21, 2026
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Debt collection: A best practice guide for telecoms suppliers

How telecoms suppliers can support their customers with money and mental health problems.

April 02, 2025

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