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Breaking the cycle
Breaking the cycle shows that giving people money advice alongside talking therapies could double recovery rates for people with debt and depression — and help an extra 27,000 people recover from mental health problems each year.
Small changes to link up money and mental health support will make a huge difference, especially during the cost of living crisis. It could also save the government and the NHS £144m each year, by reducing demand on health services and helping more people with mental health problems thrive in work.
Find out more in our report.

“I had no help [with my finances] ever. Although the doctor I had was brilliant, he knew as much as I did regarding debt or anything to do with money. I had to sort myself out.”
Expert by experience
Money and Mental Health respond to the Health and Social Care Committee’s call for evidence on Community Mental Health Services
Money and Mental Health respond to the Health and Social Care Committee’s call for evidence on Community Mental Health Services
February 04, 2025Good progress on the Mental Health Bill
Bronwen Dalley Smith, External Affairs Manager, Money and Mental Health
January 31, 2025Reforming the Mental Health Act
Time to tackle the links between financial difficulty and acute mental illness.
October 23, 2024Money and Mental Health response to new government consultation on PIP
Money and Mental Health respond to the government’s new consultation on PIP
April 29, 2024Health Service Journal
Our Interim Chief Executive, Conor D’Arcy, wrote an op-ed for the HSJ highlighting that debt support should be integrated with talking therapies.
September 26, 2023