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Breaking the cycle

Breaking the cycle shows that giving people money advice alongside talking therapies could double recovery rates for people with debt and depression — and help an extra 27,000 people recover from mental health problems each year.

Small changes to link up money and mental health support will make a huge difference, especially during the cost of living crisis. It could also save the government and the NHS £144m each year, by reducing demand on health services and helping more people with mental health problems thrive in work.

Find out more in our report.

The graphic from the front cover of Breaking the cycle, Money and Mental Health's report published in July 2023 making the case for integrated mental health and debt advice services. It shows a person in a spinning wheel, marked with the words: anxiety, debt, bills, depression.

“I had no help [with my finances] ever. Although the doctor I had was brilliant, he knew as much as I did regarding debt or anything to do with money. I had to sort myself out.”

Expert by experience

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Our Interim Chief Executive, Conor D’Arcy, wrote an op-ed for the HSJ highlighting that debt support should be integrated with talking therapies.

September 26, 2023

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Nothing personal

Exploring the psychological harm of national government debt collection.

Lead shoes instead of a life ring

How people with mental health problems will be affected by proposed changes to PIP eligibility.

Connection Lost

Understanding the psychological harm of utilities debt collection and disconnection.

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Exploring the accessibility of energy debt support for people experiencing mental health problems.

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