Featured item:

Let’s end the Council Tax Trap

Up to two million people with mental health problems in the UK have fallen into a Council Tax Trap – missing one payment that triggers increasingly aggressive demands from councils to pay rapidly escalating amounts of money.

The aggressive way that councils rapidly escalate collection and charges is trapping millions of people with mental health problems in debt and despair – that needs to change.

Sign the petition.

Person opening a letter

“It’s an appalling system, I can’t manage it. As soon as I start hearing threats, I become incapable. But even when I’m well enough to contact them and ask for a payment plan to help me keep on top of my finances, they bin me off.”

– Sharon, Expert by experience

LatestBest practiceEventsNewsBlogsPublicationsPress Releases
Debt

Charity urges utilities regulators to crack down on aggressive debt collection practices – as research shows people with severe mental illness are twice as likely to be disconnected

April 02, 2025

Debt

Connection lost: unpacking our new research on utilities debt collection and mental health

Dan Weir, Research and Policy Manager, Money and Mental Health

April 02, 2025
Best practice

Debt collection: A best practice guide for telecoms suppliers

How telecoms suppliers can support their customers with money and mental health problems.

April 02, 2025
Publications

Connection Lost

Understanding the psychological harm of utilities debt collection and disconnection.

April 02, 2025
In the news

The i Paper

Our deputy Chief Executive, Conor D’Arcy, spoke to The i Paper about the use of harmful, aggressive methods of collecting council tax debts.

February 21, 2025
Debt

The Council Tax Collection Coalition submission to the Housing, Communities and Local Government Committee’s inquiry into the Funding and Sustainability of Local Government Finance

Money and Mental Health, alongside 10 other organisations who are part of the Council Tax Collection Coalition, calls for the Housing, Communities and Local Government Select Committee to improve debt collection practices relating to council tax, as well as improving the provision and protections of council tax support.

January 24, 2025

Latest publications

Connection Lost

Understanding the psychological harm of utilities debt collection and disconnection.

Power to help

Exploring the accessibility of energy debt support for people experiencing mental health problems.

Shining a light

Exploring the role of financial services in tackling gambling harms.

Reforming the Mental Health Act

Time to tackle the links between financial difficulty and acute mental illness.

Join the Research Community
Join the professional network