Cost of living - where you can get help

With the rising cost of living, lots of people are struggling to make ends meet. Over the last few months, many of us have had to make significant changes to our everyday lives to make our finances stretch. And it’s undeniable these financial pressures take a toll on our mental health too. Many people have told us they feel anxious, depressed and even hopeless as a result of the crisis. 

If you’re struggling with your mental health and finances, it’s important to know that you are not alone and there is help out there. Lots of organisations have support and advice available to help people. Below, we’ve listed some sources of support that might be useful in helping you with your finances and mental health during this time.

• National Energy Action has a number you can call for advice and support if you’re struggling to afford to heat your home. They also have guides with advice and signposting to further support. 
• Ofgem has a list of government schemes and grants that can help with energy costs.
• Citizens Advice has advice on using food banks, including how to get a referral.
• Trussell Trust has an interactive map showing you foodbanks across the UK.
• If you’re in debt to your energy firm, Citizens Advice also has a list of suppliers which offer grants to their customers.
• This guide from Money Saving Expert contains tips and advice on how to save money on energy, broadband and lots more.

• Check that you’re not missing out on benefits you’re entitled to using this free benefits calculator from the charity Turn2Us.
• This ‘Money Helper’ tool from the Money and Pensions Service offers free guidance on a range of money issues.
• For problems around debt, there are a variety of free-to-use advice and support services – including Citizens Advice, Stepchange, Christians Against Poverty and National Debtline which can help.
• You can also get practical advice and support for your mental health and money issues at Mental Health and Money Advice.

• If you need help with your mental health, you can find advice on the Mind, Rethink or Mental Health Foundation website, or at NHS choices.
• You can download Martin Lewis’ free guide on how to manage your finances when you have a mental health problem.
• You can also call the Samaritans on 116 123 for 24 hour support if you want to talk to someone about how you’re feeling.

We hope this information is helpful and you are able to get the support you need. Sources of help with money and mental health problems can also be found on our ‘Get Help’ webpage.